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Rent to own Cars explained

We often receive inquiries from customers asking about rent to own cars, so felt it important to write some information to help others using this as a search term. In our opinion any provider offering to be able to allow a customer to take delivery of a vehicle and pay for this use would be highly unlikely to be allowed to own at the end of the agreement. The reason being simply that for responsible lending assessment to take place under the current regulations of the CCCFA (Credit Contracts and Consumer Finance Act) the provider would have to use a credit and affordability assessment to fairly view a customers ability to repay. In the event of a customer showing excessive financial difficulties - usually indicated on a credit file in the form of repayment history or serious breach events such as default or judgement. It is our view that while a dealership or vehicle provider can possibly offer customers a rent to own cars no credit check arrangement, the commerce commission would be highly likely to find it wasn't valid.

Absolutely, we're here to assist you every step of the way! At CarPow, we completely understand the apprehensions that come with bad credit and the fear of being declined for a car loan. It's important to know that you're not alone in this journey, and we're dedicated to helping individuals like you overcome credit challenges and access reliable transportation.

Our specialised focus is on providing tailored financing solutions for customers with bad credit. Our team of finance experts has extensive experience working with individuals in various credit situations, and we're committed to helping you secure the car financing you need.

We firmly believe that your credit score doesn't define your financial potential. Our primary goal is to support you in obtaining the car loan you require while also working towards improving your credit history. Our partnership goes beyond just offering a loan – we're invested in your success and financial well-being.

When you choose CarPow, you're choosing a partner who takes a holistic view of your situation. We consider factors beyond your credit score, such as your income, employment history, and ability to make payments. This approach allows us to design financing options that are realistic and aligned with your budget.

Furthermore, our commitment to responsible lending means we're by your side throughout your loan term. We're here to address your concerns, answer questions, and ensure you stay on track with payments. By making consistent, on-time payments, you're not only fulfilling your financial commitments but also gradually rebuilding your credit profile.

Applying for bad credit car financing with CarPow is a simple process. Our user-friendly online application streamlines the process, and our team works promptly to review your application. Your credit history doesn't define your future, and we're excited to be part of your journey towards car ownership and financial stability.

So, if the fear of credit-related challenges has been holding you back, remember that CarPow is here to provide support and solutions. Your potential is our focus, and we're ready to help you take positive steps towards your car financing goals. Apply today, and let's work together to turn your aspirations into reality!

Absolutely! At CarPow, we offer the convenience of getting pre-approved for a car loan online before you even start browsing for your dream vehicle. Our user-friendly application process allows you to complete the necessary steps from the comfort of your own home. Once you're pre-approved, you'll have a better understanding of your budget and can confidently explore our wide selection of vehicles to find the perfect match for you.

$0 Deposit Finance

Get approved for a car loan without having to put down any money upfront with zero deposit finance.

Fully Digital Process

The entire CarPow Loan process and vehicle purchase can be completed entirely from home or work.

Dedicated Consultants

CarPow might operate online but we certainly have real people behind the scenes to guide and support you every step of the process.

Great Outcomes

Actions speak louder than words and we think our unfiltered customer reviews most certainly show a great summary of what we are all about.

Fast Response Times

Time is precious and we certainly understand how for many customers a quick decision takes amount a great deal of uncertainty.

Constant Contact

Rest assured that you will be able to stay in close contact using a variety of communication methods to suit your needs including our direct customer portal.