CarPow Car Loans
CarPow are industry experts and use advanced technology to ensure your car loan is as efficient as possible.
Bad Credit Experts
Already tried the bank or dealership and been rejected? CarPow work with common sense finance providers who look at Bad Credit Car Loans via the whole picture and not just one single factor. Expect 1 hour decisions even with damaged credit.
Your time is precious and our technology driven systems ensure none is wasted. Apply within minutes direct from your phone including CarPow ID verification and bank statement connectivity.
Same day Payouts
CarPow use electronic signature loan documents to ensure we are able to carry out a completed loan payout within 24 hours. We deal with the seller or dealership direct to keep everyone happy.
What makes us different from everyone else you have spoke to?
We Really Can Approve All credit ratings
✅ Second chance finance for very Bad Credit
✅ Why would we waste OUR time and yours if we couldn't?
✅ We arrange the most loans for our lenders
Simple and hassle free
✅ Electronic signature Loan docs make is super easy
✅ We carry out valuation and history checks on all cars
✅ Carpow Loans can be completed the same day
Vehicles in stock today
✅We cover every make and model to ensure you drive away in your perfect vehicle.
✅CarPow Select Vehicles all come with Full service and Valet.
Lowest rates in NZ for great credit
✅ We will beat any dealer or bank quotes from 7.95%
✅ Decisions in 1 hour or less
✅ Refinance & Consolidation Available.
We Can Also Supply Your Car
View Our Latest Stock Vehicles NowCheck Stock
Hot Stock Vehicles this week
Frequently Asked Questions
Can I get a car loan if I have bad credit?
Yes you sure can. Bad Credit Car Loans are one of specialist areas so you have come to right people for all types of poor credit history lending, including previous bankruptcy and no asset procedures.
How much does it cost?
We work alongside providers who adjust the repayment rate depending on the risk the customer is perceived to be based on previous agreements. No customer will be approved for a loan that they cannot afford and our team will work every step of the way to ensure a happy outcome.
How long does it take to get approved?
We regularly take a customer from application to paying for their new vehicle within the same day. You should expect an approval within 2 hours during working business hours.
What cars do you have?
Let our expert Car Buyers assist you to choose your dream vehicle from our huge available stock list and also our Authorised dealer network.
Where we are
Centre Place Tower Building
48 Ward Street
Each application is assessed based on both the customers credit score and also their ability to repay the loan. The higher the risk of the loan not being paid back then the higher the interest rate can go. Rates can range from 7.95% up to 29.95% for serious credit issues.