Take Control Of Your Finance​

Be The Driver Of Your Car Loan

carpow car loans find out why we are rated 5 star for our excellent finance and car sales


Find Out Why We Are No 1 In NZ

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CarPow Car Loans

Let CarPow Guide You Through The Loan Process

CarPow are industry experts and use advanced technology to match your credit profile with the most suitable lender to your profile.

$0 Deposit Finance

Get approved for a car loan without having to put down any money upfront with zero deposit finance.

Fully Digital Process

The entire CarPow Loan process and vehicle purchase can be completed entirely from home or work.

Dedicated Consultants

CarPow might operate online but we certainly have real people behind the scenes to guide and support you every step of the process.

Great Outcomes

Actions speak louder than words and we think our unfiltered customer reviews most certainly show a great summary of what we are all about.

Fast Response Times

Time is precious and we certainly understand how for many customers a quick decision takes amount a great deal of uncertainty.

Constant Contact

Rest assured that you will be able to stay in close contact using a variety of communication methods to suit your needs including our direct customer portal.

No Deposit Car Finance

What Vehicle Are You Driving Away?

Our System Will Also Allow You To Select Your Perfect Vehicle Before Or After Loan Approval

Don't Waste Time Secure Your Pre Approval Today

Then Choose From Any Make And Model

Let Our Team Guide You Today

We only work with trusted partners

Our team is only as good as those we work alongside

From Finance To Drive Away

Let CarPow Show You The Way Today

We Have Great Answers


We regularly take a customer from application to paying for their new vehicle within the same day. You should expect an decision during the same working day providing you fully complete our full application process, subject to affordability tests.

Yes, we can help customers with no credit history secure financing. We have lending ptions specifically designed for first-time buyers.

Interest rates vary depending on several factors, such as credit score, loan term, and vehicle type. Our team will work with you to find the best interest rate available for your unique situation.

Yes, you can make extra payments on your car loan to pay it off faster. There are no penalties for most early payments and so this will reduce the total amount of interest charged on your loan.

Already tried the bank or dealership and been rejected? CarPow work with common sense finance providers who look at Bad Credit Car Loans via the whole picture and not just one single factor. Expect a same day decision even with damaged credit subject to affordability checks.

Your time is precious and our technology driven systems ensure none is wasted. Apply within minutes direct from your phone including CarPow ID verification and bank statement connectivity.

Yes you sure can. Bad Credit Car Loans are one of the specialist Motor Finance areas and you have come to the right people for all types of poor credit history lending, including previous bankruptcy and no asset procedures.

So,  yes, we offer car loans for customers with all types of credit, including bad credit. Our team of experts will work with you to find the best loan options available.

#Subject to usual lending criteria.

We work alongside providers who adjust the repayment rate depending on the risk the customer is perceived to be based on previous agreements. No customer will be approved for a loan that they cannot afford and our team will work every step of the way to ensure a happy outcome.

Let our expert Car Buyers assist you to choose your dream vehicle from our huge available stock list and also our Authorised dealer network.

Yes, we offer trade-in options for customers looking to upgrade their vehicle. Our team will provide an appraisal of your current vehicle and work with you to apply the trade-in value towards your new purchase.

CarPow use electronic signature loan documents to ensure we are able to carry out a completed loan payout within 24 hours. We deal with the seller or dealership direct to keep everyone happy.